being thrift, splurging, and when it's worth it.

With most things in life, I would say I'm pretty thrifty. I like a good sale, discounts, and perusing through the clearance section sometimes. I like stores like Marshalls, TJMaxx (name brands for less, yo!), and I'm amused to search for and find a gem, amongst a bunch of unfortunates. I will buy the food store brand, opting for that choice over the $1.99 more version of the name brand. I'll pass up a Mobil station to pay .05 cents less two miles away.

All that being said, I would not say I'm cheap. I just recognize and love a good deal when I see one. Don't get me wrong, I will splurge with the best of them. I have more handbags than I possibly know what to do with; I treat myself to pedicures regularly. I have a colored flip flop probably for each day of summer (perhaps that's a spec of an exaggeration, but you get the point), and a shoe for every occasion. And I will continue to do all of these things, because, well, I can. For now. And I'll splurge on other items, such as face wash, lotions, shampoos, a good haircut & foil, and undies.

I'm fortunate enough to have a job that offers me the ability to do these things. I don't take this for granted. I certainly don't rake in the dough, by any means. Around the same time every month, I will often go into overdraft protection. Because I'm not good at transferring funds from savings to checking regularly enough. So at about the 3rd of every month, when I've just paid rent, I'm waiting on my next pay check, Sallie Mae just kicked my ass, and I've made both a car payment, insurance payment, and paid for food (you know, to live), and then the gas bill comes, it's pretty rough times.

And to get me good when I'm down, then comes the cell phone bill. Which is pretty much the kicker. Some people are phone people. Some would rather step on a nail. I am not one of these people. I love the phone. It's wondrous chatting with my friends in Maine and NY and NV who all have the same cell phone service so it's free all of the time. That's cool, you know?

What's not as cool, is getting charged .45 cents a minute, when I go over my "minutes." Which I did. This month. And last month too, but it wasn't "as big a deal." This month? We're looking at a $335 cell phone bill, when it's usually around, oh, $40. Opps.

So I can attribute this to a couple things:
1--My mother needs to switch to my cell phone company. She just does. I will not switch to hers; I have no interest. I don't like the provider, the service sucks, and truth be told, most of the people I talk to have my service. Which means mine is the best, clearly. So mom needs to switch.
2--I talk too much before 9pm, and too little after 9pm. Free = after 9. I try to go to bed early these days. I like to talk after work, sometimes on my drive home. Also before work, in the morning, before 9am. Well this isn't an option. Free also = until 6am. Who will I be phoning with before 6am? Really?
3--I don't have a home phone. I just rely on my cellie. Which means, any calls I need to make, during business hours, or before 9pm, on a weekday, need to be done on my cell phone. Which adds up, I guess.
4--I sing for too long on voicemails. Yes, I sing. I leave singing messages and perhaps they get too lengthy.
5--I just plain need to get a handle on things. No more of this doubling my monthly minutes. I'm allowed 7.5 hours of off peak, during the day, whenever the hell I want, before 9pm calling. I need to work on this. Restrain myself I guess.

Clearly this bill threw me for a loop. Kind of irked me, because I try to keep better control of this stuff. But then again? It really so bad. Sure, $335 isn't cool. Not at all. But, since I don't splurge regularly on really really pricey purses and shoes, just sometimes, maybe this is my thing. I like deals, and I take them when I can get them. Perhaps going over in cell phone minutes is my downfall. I like to talk. Apparently a lot. So maybe I don't have a new Coach bag to show for it, or a closet full of designer shoes, but I'm still smiling. Because I got a chance to congratulate one of my best friends on the closing of her house at 1pm on a Friday. And I have peace of mind knowing that my grandmother is feeling just fine after chemo at 5:37pm on a Wednesday night. I have laughed harder than I have in a long time talking to a new friend who is good with directions. I got to welcome my longtime friend home from France on a Monday morning at 10am. People know that they are my "sunshine" as I bust into tune on a random Thursday drive home. My penpal in WV and I can share a dodgy ex encounter at 7pm on a Friday night. I now have a new friend because I had to hound the humane society daily between 11am-4pm.
And you know what? So what, I had to pay for all of this? Quite honestly, I would say it was damn well worth it.

And additionally, I now have three new shirts and a pair of earrings that I just retail therapied myself after viewing this bill. You know, because that's how I roll.